We're honored to live and work in the community we serve.


Providing local expertise and the power of choice is the Brightway difference.

Welcome to Brightway, Palencia

Talk to an Agent icon New to us? Talk to an Agent 904-999-3260

Current policy Holder Icon Current Policyholder? 888-254-5014

Shining Sun A more personal way to shop insurance.


Here at Brightway, Palencia, our mission is to provide the best insurance-buying experience and service available. For us, that means being trusted industry experts in the community and providing you with the most choice in insurance companies. 

Our team is led by Bob and Cheryl Miller, agents with extensive experience in the insurance industry specializing in offering homeowners with a better selection of options and local knowledge. If we can answer any questions about Home, Auto, Life, Business or other types of insurance, stop by or give us a call.

Shining Sun Providing our customers with high levels of service.

Bob Miller
Bob Miller Agency Owner

Bob has been a licensed insurance agent for more than 35 years and has lived in Northeast Florida since 1993. He also holds the Chartered Property Casualty Underwriter (CPCU), the highest professional designation in the property insurance field. 

Bob currently resides in Nocatee and is a member of the St. Johns Chamber of Commerce, Nocatee Business Professionals and other community groups.

  • Bob Miller
    Bob Miller Agency Owner

    Bob has been a licensed insurance agent for more than 35 years and has lived in Northeast Florida since 1993. He also holds the Chartered Property Casualty Underwriter (CPCU), the highest professional designation in the property insurance field. 

    Bob currently resides in Nocatee and is a member of the St. Johns Chamber of Commerce, Nocatee Business Professionals and other community groups.

    Bob Miller Agency Owner
    Bob Miller
    Bob Miller Agency Owner

    Bob has been a licensed insurance agent for more than 35 years and has lived in Northeast Florida since 1993. He also holds the Chartered Property Casualty Underwriter (CPCU), the highest professional designation in the property insurance field. 

    Bob currently resides in Nocatee and is a member of the St. Johns Chamber of Commerce, Nocatee Business Professionals and other community groups.

  • Cheryl  Miller
    Cheryl Miller Agency Owner

    Bob's daughter, Cheryl, is a partner in the agency and a graduate of the University of North Florida. Cheryl was one of the early employees of Under Armour® in Baltimore, helping the company grow and develop critical business processes early in its history.

    Together, Bob and Cheryl work hard to understand each customer’s unique needs. As a result, they’ve developed a reputation of being one of the most recommended agencies for Nocatee residents. And, they regularly receive excellent reviews from mortgage and realtor partners. 

    Cheryl Miller Agency Owner
    Cheryl  Miller
    Cheryl Miller Agency Owner

    Bob's daughter, Cheryl, is a partner in the agency and a graduate of the University of North Florida. Cheryl was one of the early employees of Under Armour® in Baltimore, helping the company grow and develop critical business processes early in its history.

    Together, Bob and Cheryl work hard to understand each customer’s unique needs. As a result, they’ve developed a reputation of being one of the most recommended agencies for Nocatee residents. And, they regularly receive excellent reviews from mortgage and realtor partners. 

Yellow Sun Shine Our reputation says it all.


  • I recently began reviewing my Home and Auto insurance. So I went to our community’s website and asked for referrals. More than half of the replies recommended Bob Miller. I used to be able to discuss these issues with my husband, but since that option is no longer available, I've been struggling with these topics. Then today, I met with Bob and he was just what I needed. He answered all my questions and explained many of the details I needed to understand. 

    Jan B.

  • You rock! Thank you for helping all of my clients. They all say great things about you and Cheryl, which makes it super easy to work with you guys. 

    Alanna C.

  • Bob is amazing! They typically can’t get things done so quickly!

    Jessica N.

  • I almost drove off the road when my wife read me the quote. I feel a little silly for paying so much more for all these years. 

    Bob E.

  • Hi Bob....thanks for your prompt response and great analysis...especially on a weekend...kudos to you!

    Roger W. 

Yellow Sun Shine More choice. More convenience. More confidence.


Yellow Sun Shine Visit us today.


Give us a Call
904-999-3260
Our Office

7440 US Highway 1 North Suite 102
St. Augustine, FL 32095

Get Directions >
Hours of Operation

Monday: 8 a.m. to 5 p.m.
Tuesday: 8 a.m. to 5 p.m.
Wednesday: 8 a.m. to 5 p.m.
Thursday: 8 a.m. to 5 p.m.
Friday: 8 a.m. to 5 p.m.
Saturday: By Appointment Only
Sunday: Closed

Let us find the right insurance for you.


Reach out and we’ll get back to you with a custom policy that fits your unique situation.

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