New to us? Talk to an Agent
Visit our neighborhood office
Service Requests
Providing our customers with high levels of service.
Stephen brings to Brightway several years of experience as a Mortgage Loan Originator for Absolute Home Mortgage. He earned a bachelor’s degree from the University of South Alabama in Mobile, and went on to earn his master’s degree from Florida State University in Tallahassee. Stephen is a member of the Clay County Chamber of Commerce and the Northeast Florida Association of Realtors. In his spare time, he enjoys watching sports, reading and spending time with his family.
Stephen and Lazaro met in 2012 at Miami Dade College where Stephen worked as head coach of the men’s basketball team and Lazaro worked on staff. The two went on to work together during the 2016-2017 basketball season at the University of Louisiana Monroe.
-
Stephen Cowherd Agency Owner stephen.cowherd@brightway.com
.JPG)
Stephen brings to Brightway several years of experience as a Mortgage Loan Originator for Absolute Home Mortgage. He earned a bachelor’s degree from the University of South Alabama in Mobile, and went on to earn his master’s degree from Florida State University in Tallahassee. Stephen is a member of the Clay County Chamber of Commerce and the Northeast Florida Association of Realtors. In his spare time, he enjoys watching sports, reading and spending time with his family.
Stephen and Lazaro met in 2012 at Miami Dade College where Stephen worked as head coach of the men’s basketball team and Lazaro worked on staff. The two went on to work together during the 2016-2017 basketball season at the University of Louisiana Monroe.
Stephen Cowherd Agency OwnerStephen Cowherd Agency Owner stephen.cowherd@brightway.com
Stephen brings to Brightway several years of experience as a Mortgage Loan Originator for Absolute Home Mortgage. He earned a bachelor’s degree from the University of South Alabama in Mobile, and went on to earn his master’s degree from Florida State University in Tallahassee. Stephen is a member of the Clay County Chamber of Commerce and the Northeast Florida Association of Realtors. In his spare time, he enjoys watching sports, reading and spending time with his family.
Stephen and Lazaro met in 2012 at Miami Dade College where Stephen worked as head coach of the men’s basketball team and Lazaro worked on staff. The two went on to work together during the 2016-2017 basketball season at the University of Louisiana Monroe.
-
Rafaela Cowherd Producer rafaela.cowherd@brightway.com
Prior to joining Brightway, Rafaela worked as a chemical engineer in quality control in Brazil. Rafaela is excited to be a licensed agent and looks forward to working with clients to help them with their insurance needs. When she’s not in the office, Rafaela enjoys spending time with Stephen and their 14-month-old son.
Rafaela Cowherd ProducerRafaela Cowherd Producer rafaela.cowherd@brightway.com
Prior to joining Brightway, Rafaela worked as a chemical engineer in quality control in Brazil. Rafaela is excited to be a licensed agent and looks forward to working with clients to help them with their insurance needs. When she’s not in the office, Rafaela enjoys spending time with Stephen and their 14-month-old son.
-
Todd Lawrence Producer todd.lawrence@brightway.com
As a Brightway agent, Todd uses his passion for helping people to help his clients navigate the ever-changing and complex world of insurance.
Outside of the office, Todd is a lifelong musician and brews beer competitively.
Todd Lawrence ProducerTodd Lawrence Producer todd.lawrence@brightway.com
As a Brightway agent, Todd uses his passion for helping people to help his clients navigate the ever-changing and complex world of insurance.
Outside of the office, Todd is a lifelong musician and brews beer competitively.
More choice. More convenience. More confidence.
Visit us today.
Give us a Call
904-469-1900Our Office
14 Swimming Pen Dr. Suite 2
Middleburg, FL 32068
Hours of Operation
Monday: 9 a.m. to 5 p.m.
Tuesday: 9 a.m. to 5 p.m.
Wednesday: 9 a.m. to 5 p.m.
Thursday: 9 a.m. to 5 p.m.
Friday: 9 a.m. to 5 p.m.
Saturday: By Appointment Only
Sunday: By Appointment Only
Let us find the right insurance for you.
Reach out and we’ll get back to you with a custom policy that fits your unique situation.