References

The claim the top 25% of Retail Agencies open for over 5 years make on average, over $1.3M annually can be found in Table 5 of Item 19 of Brightway Insurance LLC’s Franchise Disclosure Document issued July 28, 2023, which includes results for 53 Retail Agency locations that were open for five full years as of December 31, 2022 and that met our then-current staffing requirements. The term “Revenue” means the total commissions paid to AAOs during the 2022 calendar year in each subset, inclusive of any bonus payments through the “Horizons” program. Out of the 14 Brightway Locations included in the top quartile, 4 (29%) exceeded the Top 25% Average Revenue.

The claim Brightway agencies with a tenure of 5 or more years generate, on average, nearly 6 times the annual commission revenue of agencies completing their first year of operations can be found in Table 5 of Item 19 of Brightway Insurance LLC’s Franchise Disclosure Document issued July 28, 2023, which includes revenue information for a subset of 53 Brightway Retail Locations that commenced operations and received commissions by December 31, 2021 and were open and operating for the entire 2022 calendar year. Of the 53 Brightway Locations presented in Table 5, 19 (36%) exceeded the Overall Average Revenue. Of the 14 Top 25% Brightway Locations presented in Table 5, 4 (29%) exceeded the Top 25% Average Revenue. Of the 14 Bottom 25% Brightway Locations presented in Table 5, 7 (50%) exceeded the Bottom 25% Average Revenue.

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