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Interestingly enough, falling objects, which include asteroids, meteors, satellites and any other debris from space, are covered under standard Homeowners and Business insurance policies. These policies provide coverage for damage caused by the falling object and for any property or belongings damaged within the home or business affected.
Should the falling object strike your car, you may be protected by optional Comprehensive Coverage from your Auto insurance policy. And should the falling debris cause an accident, the liability portion of your insurance policy would provide coverage.
Luckily, the likelihood of actually sustaining damage or even getting struck by an asteroid, meteor or satellite is extremely low. In any case, we’re here to give you peace of mind, even if the sky is falling.
*Information courtesy of the Insurance Information Institute