Did you know that, between 2005 and 2014, there were an average of over 3,500 unintentional drownings yearly in the United States? About 20 percent of drowning victims are 14 years old or younger. 

Having a pool increases the risk you’ll have a Homeowners Insurance claim. If a visitor to your home is injured on your property, the Coverage E, or Personal Liability, section of your policy could pay for covered claims.

It’s important to understand what limits you chose for the Coverage E section of your Homeowners policy; your insurance company can pay up to the limits of liability you selected for Coverage E. If you need additional liability insurance coverage, consider buying an Umbrella policy; this will provide liability coverage above the liability limits of your Homeowners or Auto policies.

After you verify you have the right amount of coverage in place for you and your family, follow these 5 tips to make your pool as safe as possible this summer:

*Information courtesy of the Insurance Information Institute